The Jim Payer Advantage

Best Mortgage Rates

BEST RATES: With the large number of lenders I deal with you can be sure to get the best rates and terms to suit your situation.

Personal Mortgage Service

PERSONAL SERVICE: When you call me, you talk to me. I take great pride in dealing with all of my clients personally.

Mortgage Experience

MORTGAGE EXPERIENCE: I have been providing mortgages for my clients for over 10 years and know all the ins and outs.

Mortgage Broker Jim Payer

I have over 18 years experience in mortgage financing and real estate. I am very proud to have built our business in Mississauga, Burlington and Oakville through repeat clients (those renewing mortgages or seeking debt consolidation loans) and referrals from satisfied clients.

Mortgages

By understanding my client's needs today and goals for tomorrow, I can guide the mortgager to the best solution, whether it's a new mortgage or simply a renewal. With so many lenders and rates available it is important to take the time and fit the right one to each client.

Debt Consolidation

I will analyze your situation and show you different ways it's possible to put the equity in your home to work - like reducing or consolidating debts, or making home improvements or repairs - and at the same time lower the monthly payments on your debts. Call me to find out how much you can save!


Whether you are searching for mortgages for self-employed in Burlington, a debt consolidation loan in Oakville or a renewal of your current home mortgage in Mississauga, call Butler Mortgage specialist Jim Payer at (416) 662-6159 today!


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5/17/2012


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Today's Lowest Rates *

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* On approved credit. Some conditions apply.

Not All Mortgages Are Equal

Some of the lowest fixed rates have BIG restrictions. Sometimes referred to as "No Frill" or "Value" mortgages, these deals can end up costing you much more money in the end.

Many of these type of mortgages can not be "ported" from one home to another. So if you buy a new home you would have to break the mortgage and pay the penalty.

Most of these no-frill mortgage products do not allow you to "Blend and Increase". This means if you choose to refinance your home for more money, you may be forced to pay a penalty.

So, when comparing rates, think twice, think smart. Those short-term gains may cost you in the long run.

Canada's Top Lenders

As a mortgage broker, I have access to the best rates at many of Canada's top lending institutions including:

(416) 662-6159
Call me today at (416) 662-6159

How Your Credit Score Affects Your Mortgage

Provide your email address below and I will send you a FREE guide explaining how your credit score affects your mortgage rate, and how you can keep a good credit rating.