The Jim Payer Advantage

Best Mortgage Rates

BEST RATES: With the large number of lenders I deal with you can be sure to get the best rates and terms to suit your situation.

Personal Mortgage Service

PERSONAL SERVICE: When you call me, you talk to me. I take great pride in dealing with all of my clients personally.

Mortgage Experience

MORTGAGE EXPERIENCE: I have been providing mortgages for my clients for over 10 years and know all the ins and outs.

Mortgage Broker Jim Payer



GET THE LOWEST RATE WITH JIM! Whether you need a debt consolidation loan in Oakville, a renewal of your home mortgage in Burlington or a self-employed mortgage in Mississauga, get in touch with Butler Mortgage specialist Jim Payer at (416) 662-6159 today!

Select from one of the links below for more detailed information:

Debt Consolidation Mississauga

Take advantage of the equity in your Mississauga home with a debt consolidation loan. If you want to find a way to lower your monthly mortgage payments then you should speak with Jim Payer.

Mortgage Broker Burlington

Jim Payer has more than eighteen years of experience in mortgages and real estate and wants to put that experience to work finding you the right mortgage for your Burlington home. As part of Butler Mortgage, he has the resources to explore a large range of possibilities when it comes to different mortgage plans.

Self Employed Mortgages

Everyone who takes the time to plan and save should have the right to own his or her own home. Small business owners who are unable to provide traditional income verification can sometimes have difficulty working with lenders to secure a mortgage. Jim Payer has a mortgage product to fill this need. Call him today to learn more.

Mortgage Broker Mississauga

There are hundreds of great homes on the market in Mississauga. But most people who buy are going to need a mortgage to go with it. Call Jim Payer at (416) 662-6159 and he will find you the right fit from a number of competitive mortgage options of top lenders and banks.

Mortgage Broker Oakville

It's a mortgage broker's job to work with your finances to find you the ideal loan among all of the available lenders in the area. Jim Payer is one of the best brokers serving Oakville home buyers, as evidenced by his volume of referrals and repeat customers.

Mortgage Burlington

When you're looking into getting a mortgage, you need to think about your future as well as the present. Jim Payer has the skills to work with you to find a plan that will not only work today but ten or twenty years down the road.

Mortgages for Self Employed

If you're self-employed you might think it more difficult to get a mortgage. Jim Payer specializes in working with those who run their own businesses and have at least two years of reliable finances and credit. Call (416) 662-6159 or fill out an online application for more information.

Mortgage Mississauga

Everyone has a list of the things that he or she is looking for in a home. But you might not know exactly what you should be looking for when it comes to your mortgage. From the best rates to the most flexibility, Jim Payer can offer competitive mortgage options to fit your needs. Apply today!

Mortgage Oakville

If you're interested in buying a home in Oakville, you should get in touch with Jim Payer first. With a pre-approved mortgage, you know exactly what you qualify for and the monthly costs for the home of your dreams. Best of all, your rate is secured from increasing for up to 120 days (fixed rates).

Mortgage Renewal Mississauga

Many homeowner get their mortgage renewal information in the mail and sign it without a second thought. Renewal time is a chance to find a plan that could work even better with your current financial situation. Jim Payer can help you build a mortgage renewal plan that works for you.

Toronto Mortgage Broker

When it comes to mortgages everyone talks about getting the best rate. Keep in mind, some of the lowest rates have BIG restrictions. A good mortgage broker will consider your current situation along with your plans for the future to find the right mortgage.




Whether you are searching for mortgages for self-employed in Burlington, a debt consolidation loan in Oakville or a renewal of your current home mortgage in Mississauga, call Butler Mortgage specialist Jim Payer at (416) 662-6159 today!


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5/17/2012


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Today's Lowest Rates *

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Not All Mortgages Are Equal

Some of the lowest fixed rates have BIG restrictions. Sometimes referred to as "No Frill" or "Value" mortgages, these deals can end up costing you much more money in the end.

Many of these type of mortgages can not be "ported" from one home to another. So if you buy a new home you would have to break the mortgage and pay the penalty.

Most of these no-frill mortgage products do not allow you to "Blend and Increase". This means if you choose to refinance your home for more money, you may be forced to pay a penalty.

So, when comparing rates, think twice, think smart. Those short-term gains may cost you in the long run.

Canada's Top Lenders

As a mortgage broker, I have access to the best rates at many of Canada's top lending institutions including:

(416) 662-6159
Call me today at (416) 662-6159

How Your Credit Score Affects Your Mortgage

Provide your email address below and I will send you a FREE guide explaining how your credit score affects your mortgage rate, and how you can keep a good credit rating.