The Jim Payer Advantage

Best Mortgage Rates

BEST RATES: With the large number of lenders I deal with you can be sure to get the best rates and terms to suit your situation.

Personal Mortgage Service

PERSONAL SERVICE: When you call me, you talk to me. I take great pride in dealing with all of my clients personally.

Mortgage Experience

MORTGAGE EXPERIENCE: I have been providing mortgages for my clients for over 10 years and know all the ins and outs.

Jim Payer
(416) 662-6159
Mortgage Mississauga

ID: 402
Here are some other sites you may find helpful...
Have a look a select condominiums that are available for sale within the Greater Toronto Area. Each review has a link to a real estate agent who can help you learn more about a property, if you happen to see something in which you are particularly interested.
For London Ontario real estate including detached homes, country properties, condo townhouses, or a house in which to live while at UWO, visit our site today.

Luxury Homes Toronto
Considering the purchase or sale of a luxury home in Toronto, Ontario, Canada? Start at to be linked to a select group of professional Realtors who concentrate on detached homes.
Whether you are searching for listings of Kitchener homes for sale, or Waterloo Ontario houses, townhouses or condo apartments for sale, visit our site today.

London Ontario Homes for Sale
Everything you need to know about London Ontario homes, condos and townhouses for sale, all in one place.

  Guelph Real Estate For Sale
Homes, houses and other real estate for sale in Guelph Ontario. Your number one real estate portal for Guelph.
If you are looking for homes, condos, townhouses or MLS listings for houses in Etobicoke, contact >Konrad Maier, Real Estate Broker.

  HouseMaster Home Inspections Albany NY
For a thorough home inspection performed by professional inspectors, you just cannot beat the team of Benito and Marcus Rotondi. They have over 60 years of combined experience in new construction, remodelling, and renovations for both residential and commercial properties, and in management within the construction industry.

HouseMaster Inspections
Whether you want a permanent home close to Florida Atlantic University or a cozy getaway overlooking the Lake Worth Lagoon, do not get caught facing unexpected repairs for one of the biggest investments you will likely ever make. Call our office today at 561-243-1045 for more information or to book your inspection, and see for yourself why our motto is: Home Inspections. Done Right.
Considering the purchase of a new home in or near London Ontario? Visit to find houses, country homes and other real estate listings!
Contact a member of our knowledgeable team today on (416)-899-2755.

  HouseMaster serving Calgary
Before you make the biggest investment of your life, ensure you have the complete picture of what you are buying. Get a home inspection from the professionals at HouseMaster Calgary:
216 Stewart Green SW
Calgary, AB T3H 3M1
(403) 244-3034

Patrick Rocca, Realtor
When you engage the services of Patrick Rocca to buy or sell a home in Leaside, Toronto, you will reap the benefits of his extensive knowledge of and involvement in the Leaside community.
Patrick Rocca Team, Realtors
290 Merton Street
Toronto, ON, M4S 1A9
(416) 258-4351

  Royal LePage Real Estate Services Ltd.
Whether you are searching for a new career in Toronto and are considering a move to the profession of real estate sales, or you are an established Realtor looking to make the move to one of the top GTA brokerages, call the central Toronto office of Royal LePage Real Estate Services at (416) 921-1112 or visit today!
Royal LePage Real Estate Services Ltd., Brokerage - Central
55 Saint Clair Avenue West
Toronto ON M4V 2Y7
(416) 921-1112
Have you been looking at London homes for sale, and are you still confused as to where in the city you will get the best value for your real estate dollar? If so, call me, Jeff, your London Ontario Remax real estate agent, and I will help you through one of the most important decisions you will ever make.

  Marie Matkiwsky, Realtor
To find houses for sale in Oshawa or to sell your current home, townhouse or other type of real estate, call Marie Matkiwsky, Realtor
80 Athol Street East, Unit 1
Oshawa, ON, L1H 8B7
(905) 259-1731

Terrequity Realty
If you are considering a career in real estate, try our real estate simulator. To learn about training courses and how to get a job as a licensed Realtor, call us.
Terrequity Realty, Brokerage
211 Consumers Rd., Suite 105
Toronto, Ontario
M2J 4G8
(416) 496-9220





Directory of Terms


Detailed Information




About Us






Contact Jim Payer for
Today's Lowest Rates *

Apply Now

* On approved credit. Some conditions apply.

Not All Mortgages Are Equal

Some of the lowest fixed rates have BIG restrictions. Sometimes referred to as "No Frill" or "Value" mortgages, these deals can end up costing you much more money in the end.

Many of these type of mortgages can not be "ported" from one home to another. So if you buy a new home you would have to break the mortgage and pay the penalty.

Most of these no-frill mortgage products do not allow you to "Blend and Increase". This means if you choose to refinance your home for more money, you may be forced to pay a penalty.

So, when comparing rates, think twice, think smart. Those short-term gains may cost you in the long run.

Canada's Top Lenders

As a mortgage broker, I have access to the best rates at many of Canada's top lending institutions including:

(416) 662-6159
Call me today at (416) 662-6159

How Your Credit Score Affects Your Mortgage

Provide your email address below and I will send you a FREE guide explaining how your credit score affects your mortgage rate, and how you can keep a good credit rating.